Human Resources 


The Human Resource office manages employee health, dental, and life insurance, workers' compensation, and injured on duty claims. The Human Resource office is responsible for recruitment, selection, classification, records management, and new employee orientation.

New Retiree Health Insurance Rates effective January 1, 2023

Open Enrollment for Medicare Supplemental Plans is happening the month of November.   


Open Enrollment Notice to Retirees October 19, 2022


Blue Medicare Rx (PDP)

BCBS Medex Enrollment Form

Medicare Advantage PPO Blue with Freedom Rx is replacing Managed Blue for Seniors 1/1/2023

Benefit Comparison Chart

Medicare Advantage PPO Blue Enrollment Form

Medicare Advantage PPO Blue Rx Formulary


Active Employee Insurance Benefit Rates

FY23 Insurance Rates

CareSolace  Mental Health Care for Chelmsford Residents and Town Employees  Learn more at:


Flexible Spending Account (FSA) 

What is Flexible Spending?

FSA Enrollment Form

Dependent Care Enrollment Form

Health Insurance for Employees and Under 65 Retirees

Blue Care Elect
HMO Network Blue New England
HMO Blue Select
Fitness Benefit Form
BCBS Enrollment & Change Form 

Blue 20/20 Vision Plan

Blue 20/20 Plan Summary
Blue 20/20 Plan Design Insight
Blue 20/20 Application/Change Form

Retiree 65+ Health Insurance Plans - Contact HR about the application process below: 

Retirees enrolled in group insurance with the Town of Chelmsford must apply for Medicare Part A & Part B  insurance benefits through Social Security Administration prior to reaching age 65 (up to 4 months prior) to enroll in a  Medicare supplemental plan offered by the Town of Chelmsford.  

For retirees not currently enrolled in the Town of Chelmsford group insurance who are looking for supplemental insurance to Medicare, Open Enrollment for 65+ Medicare Supplemental coverage is the month of November with benefits starting on January 1st. 

The 65+ health plans:

Medex 2  
Managed Blue for Seniors

Both plans above include the following prescription drug benefit: 
Blue Medicare Rx

Dental Freedom Blue Cross and Blue Shield

Dental High Plan $1,500 Max.
Dental Low Plan $1,000 Max.
BCBS Enrollment Change Form
Dental Claim Form for Reimbursement 

Other Health Care Options 

Marketplace Health Insurance Coverage Option under ACA

Notice of Health Ins Marketplace Option under the Affordable Care Act 2013

ACA Required Notice Massachusetts Health Connector